Posts
Anyone use the Robinhood Gold 4.5% account?
Hi, I was curious if anyone here is using Robinhood Gold and using Robinhoods new account that gets 4.5% for 60 days then drops to 4%? If so, what are you thoughts and do you recommend it? I’m looking to park some money into an account that’s liquid and that …
Is $80K invested at 26 good?
This is pretty much a "how am I doing?" post. I'll be 27 this month. How are my current investments? 401K: $39K Roth IRA: $35K HSA: $8.1K HYSA: $43K I'm thinking about easing off on retirement contributions for the time being and just going heavy on cash savings. Any other …
Single 33yo w/ $300,000. Buis owner, looking to buy home.
33yo male. Single. Business owner. Just got out of a terrible relationship. Ready to buy my first home and start fresh. Looking for any advice on smart ways to go about this. I’d like to keep as much invested as possible. Kind of always wanted to just buy a small …
I have money for the first time, need advice
I’m trying to decide on my best investment option. I,m deep in talks with an Amway vp and it seems like a no lose proposition if you work hard. I’m also considering NFTs now that there’s a temporary dip in prices, there are some real bargains. A top of the …
Thoughts on currency returns of unhedged international investments
Not seeing this talked about enough and would like to share my thoughts on this. Currency return is a part of investment performance for overseas investments, if unhedged. If they move in tandem with the market, investments becomes more volatile, and more stands to be lost that one would expect. …
What would you do with 100 k
Hi I’m 32 employed full time (make approx 75k). I have an Ira with 35 k in it but other than that I am not well versed in investments. I would like to split it up somehow and I prefer things that are not too risky that you can just …
Help with navigating inherited IRA RMD
Hello, Long time follower and curious to get information around a very specific topic. My mother passed away in 2011 when I was 17 years old. She left a traditional IRA as well as a general brokerage account. I’ve recently taken to investing on my own. I get confused with …
Rate My Aggressive 401(k) Allocation (95% Stock / 5% Bond)
Hey everyone! I’m looking for feedback on a very aggressive 401(k) allocation I’m considering. I have a fairly long time horizon, want maximum growth, and don’t mind being hands-on with rebalancing. My idea is a 95% stock / 5% bond mix with the following funds: * **U.S. Large Cap (40%)**: …
Roth or traditional SOLO 401K
I cannot seem to come to a conclusion on what the best retirement plan is for me. I am self employed, I make $330,000. In 2026 I will make $450,000. In 2027 I will make $600,000. In 2028 I will make $700,000. I have almost no business expense deductions. I …
Distribution of Index Funds
Anyone have any general thoughts on how I distribute my investments here? These are some options my work gives me. AmerFds EuroPac Grth R6 5.3% Fidelity 500 US Index 56.82% Fidelity Mid Cap Index 5% Fidelity Sm Cap Index 4.79% TRowePrice BlueChip Grth 22.46% TRowePrice Eqty Inc 5.63%