Posts
Biotech Investing question
Hi everyone, I'm a recent graduate considering two paths: 1. Biotech investing (VC/private or hedge funds). 2. Technical roles in ML/AI with future goals in product management or entrepreneurship. With some biotech VC experience already, I'm curious about the long-term flexibility and career prospects within biotech investing. How transferable are …
Tax efficiency for 3 investment accounts
I have a Roth IRA, 401K both maxed out every year. I also have an individual investment account. All with Vanguard. In total, I have about 55% in VTI, 35% in VXUS, and 20% in BND, BNDX They are pretty randomly distributed throughout my three portfolios because I didn't know …
Rate My Finances (18y/o, ~$5,000 Net Worth, Going to College This Fall)
I currently have 90% of my money in a Roth IRA split between Vanguard and Interactive Brokerages. I use Vanguard for set it and forget it index funds and IBRK for slightly more active trading - nothing too risky - no options tradings, no day trading, all long positions on …
Hwy this is a heads up there is a right wing troll trying to get people to make what even i would consider a risky move on TSLA
The twitter account GarciaCap is getting people to buy 100 dollar puts on tesla that close on june20 th 20205 he posted it on R elon musk hate. While you know I am bearish he readily admits that he made this to hurt peoples finances Link to thread https://x.com/garciacap/status/1903201725130866984?s=46 And …
Just turned 18 in the uk and I want to make investment a habit
I’ve turned 18 today and I can obviously now control my own finances and use my money for a lot of things. I hardly know anything about the world of personal finance and investment but it’s something I want to build a habit of for my future self. I made …
Does it matter if I DCA every month or every 3 months?
If I were to invest 1000$ monthly, would it matter if i instead invest 3000$ every 3 months since basically its gonna be the same amount in total? Only asking because the commission fees of our broker is 25$ per transaction so i figured i would save more by doing …
Is this justified to cancel my accounts with them?
Hi! Not sure if I’m posting in the right place, but I’ve had a tfsa for the last 6ish years with Edward Jones, this year I had a pretty large settlement come through and decided it’s time to start an RRSP and a FHSA and put the rest in my …
Sberbank ADRs – How Much Are They Worth Now & Can I Sell If Sanctions Are Lifted?
For context, I bought Sberbank in February 2022 and haven’t touched the stock since. I currently hold 23,100 shares of Sberbank PJSC Sponsored ADR, which was worth around $21.3K at the time. I’m curious—how much are my ADRs worth now? And if sanctions are lifted, would I be able to …
TSP and Vanguard Roth IRA
I’ve slowly been putting money in my Roth IRA for years, but I now have a TSP account thru my job. Roth is only about 1400 cause apparently I’m not good with stocks. My tsp is currently 8000, with 6000 contributions. Big difference in performance. Would it be a good …
Stocks to buy and hold for the next year
Hey everybody. Took care of my debt and paid off my mortgage. Plan on putting my money into stocks for the near and long future. For stocks to buy and hold over the next year for at least a year does anyone have recommendations?As far as stocks to hold for …