Posts
HDHP HSA Married decision to do separate or one insurance
Married, no kids. Trying to see what are the pros/cons of HDHP HSA separate or to just go on one insurance. Both of our companies offer HSA-eligible HDHPs. Would the premiums typically be much cheaper in total if we are on just one insurance? The deductible will be higher if …
Moral pros and cons of investing in Anduril?
I have an option to invest in Anduril and am convinced it is a solid financial investment. However, there are moral arguments that it is a) a defense company that makes weapons (which I'm not super comfortable with) and b) run by the most pro Trump tech bros (who I …
28 y/o with $955 in Fidelity IRA
Hello! I have saved up some birthday and Christmas money and put it in my first Roth IRA on Fidelity. I make a very modest income and I am 28. Low expenses. I have been planning on putting 60/40 in FZROX and FXILX. My question is, should I go ahead …
Has anyone transferred brokerage assets between accounts under different citizenships?
I’m in a bit of a unique situation and would love to hear from others who’ve dealt with this. I have dual citizenship and opened brokerage accounts in the U.S. with two different brokers under each of my nationalities: * My TradeStation account was opened using my Moldovan citizenship and …
Is it the time to invest?
I am 19 and studying a mechanical engineering degree. I am **debt free,** living at home and my uni debt is thankfully going to be taken care of by my parents. I work part time at an engineering firm and have **$25k** total at the moment. **I am looking to …
Top AI Stocks to Watch in 2025
As we move further into 2025, artificial intelligence (AI) is becoming increasingly integral to a wide array of industries, from healthcare to autonomous driving and finance. With AI revolutionizing everything from business operations to consumer experiences, many investors are turning their attention to AI stocks. As AI technology continues to …
Building a $2,000/month REIT portfolio for retirement — Feedback welcome!
I’m planning to invest $2,000/month into REITs using IBKR. I want a mix of dividend income and long-term growth, with a focus on USD income. Here’s the portfolio I’m considering: • VNQ – $500/month (broad REIT ETF) • O – $400/month (monthly dividend king) • WPC – $300/month (global commercial) …
Investing in Germany (DAX) as an American
I am looking at possibly investing some in Germany. I looked through a couple different ways to get exposure and and looked through the DAX composition and performance and this seemed satisfactory to me, but I have some questions about what is the best way to invest in DAX as …
Will money market accounts, such as Vanguard's VMFXX, remain safe and stable?
Given everything that's going on, my wife has been pressing me to decide whether we should continue holding all of our liquid savings in Vanguard's VMFXX fund. It's a fair question. Currently, nearly six figures—about 70% of our liquid assets—are invested in VMFXX. While I'm not overly concerned at the …
Hot take: tariffs aren’t the primary driver of the current market selloff
If tariffs were the main driver of the recent market volatility, you’d expect tariff-adjacent names to be the hardest hit. But that’s not the case – instead, the biggest decliners have been the high-beta, speculative tech names that are mostly IMMUNE from tariffs because they don’t sell physical goods. The …