Posts
Can someone help me understand retirement options? TDF, ETF, Index funds
I am 37 looking to invest more in my traditional IRA. I have been doing generalized reading on these funds. From my takeaway, ETFs seem like the best. TDF are good the closer I get to retirement - seems like I'd avoid this for now and revisit 5-15 years from …
1099 shows EDV dividends through the year as ordinary, why?
I have owned some shares of EDV for over a year and bought more on 10/15/25. All dividends from EDV on my taxable brokerage account 1099 show as Ordinary and none are showing as Qualified. Why is this? It's my understanding that if you own the ETF prior to 60 …
Best advice for someone currently heavy in cash?
I'm currently heavy in cash and I'm wondering how I can best take advantage of the downturn in the market. I have about 100k total in mutual funds right now, but considering selling and buying "cheap" due to the current market conditions. Is this a bad idea? Or if not …
Rebalancing RothIRA targets for 2025
Bonuses are being paid out this week and I usually lump sum invest it into mine/wife's RothIRA. Retirement horizon is about another 25-30 years. Thoughts on this balance? (We are with Schwab if that's not obvious by fund selections) |S&P500| 40%|SWPPX| | |US Dividend| 30%|SCHD| |US Small cap| 10%|SCHA| |International| …
What is more future-proof than stablecoins? Not a rhetorical question.
I generally avoid meme coins, as I'm sure many here would agree that having something stable and predictable is just much comfier than going after hype trains. Thus, the main solution for this for long-term income is stablecoins, right? Little price swings, you can actually use them daily, and you …
Hold or sell spotify stock
I've been accumulating Spotify stock since mid-2022 at an average cost basis of $83 per share. While I recognize that the stock is currently overvalued, I’m struggling to decide whether to hold or exit my position, given its sharp decline. However, the broader market is also under pressure, which could …
which currency assets recommendations you have in case of emergency?
would you recommend to have assets of a different currency in case the US dollar depreciates too much? would euros be the best go-to option? Buying gold seems to not be a great idea considering what I have learned, but I could be wrong and I am open to resources …
Buying Out Yeti’s Insane Dip
Barrons recently came out with an article detailing the hidden worth behind Yeti’s stock beatdown. May not look like much but Yeti has been steadily expanding internationally and its financials have been screaming growth growth growth. Sales grew more than 30% internationally to just under $340 million in 2024 alone. …
Watching the stock market right now is like watching the city you lived in burn down before your eyes, grateful that you had time to bring your photo albums and cat with you.
Watching the stock market right now is like watching the city you lived in burn down before your eyes, grateful that you had time to bring your photo albums and cat with you. You see all the places in the city and remember all the good times you had, old …
Old 401Ks Not sure what to do
I have a few old 401ks and one was rolled over to traditional IRA that I move to my fidelity T-IRA. I am confused about what to do with them. I am not contributing anything to them, so they are gaining via the market. I could be overthinking things, but …