Posts
Active investors, what are you buying/selling in this market?
Just curious what you all feel most "confident" about putting your money in in these uncertain times. I'd love to make some money in this crazy market, but I understand that is very difficult, so if you have other "safe"/capital preservation ideas I'd love to hear those too! Just looking …
Tax Lost Harvesting Question - 12% Tax Bracket
Hi everyone, in lieu of what’s going on, I have a TLH question if you anyone can shed light on it. I have been going back and forth on this for a bit now, but especially after what’s been happening I thought I would ask. I use Betterment as my …
10 best days charts vs 10 worst days?
Today I have seen a bunch of charts that show if you miss the 10 best market days, you miss out on material gains. These charts are designed to help people understand the benefits of buy and hold. I have not seen the inverse charts. What happens if you miss …
Selling MSFT, S&P, NVIDIA, etc.
I did well w those stocks in particular, but was holding out until I could use them to finally cross off my goal of owning a home in LA. Just curious what people are doing right now given the tariffs... I'm thinking of selling 50% and then reinvesting after the …
A Case Against Market Timing
Simple example, but assume you had $100,000 invested in the S and P 500 at the peak of $6100, and you somehow, perfectly knew to sell your entire investment at that point. Assume 0 taxes and trading commissions to be generous. You then miraculously hold out until the current bottom …
My IRA is not invested in anything right now, need advice
Hi! I am not a smart investor, but I feel like I have an opportunity. I was laid off in October. I rolled an $86k 401k over to an IRA at my bank in February. Because I’m lazy and didn’t know what to do with it, it has just been …
Would this sale help me avoid a wash sale from being triggered?
Hey, I am trying to avoid a wash sale, can I do so by selling both the newest purchase as well as the two oldest purchases? Oldest purchase was from 11/2024 newest lot purchases was 3/27/25. All the lots are negative right now. I do not plan on repurchasing the …
No offense to anyone but dang Reddit is getting really depressing and starts to mentally mess with me reading all the post because of fear.
I am a newer investor and trying to stay the course (Even though I'm basically where I started out a year ago) but dang every time I click on a Reddit sub it is straight panic and run. I guess this is a good indicator to what Warren Buffett was …
How to find the right immediate fixed annuity
I know annuities can be controversial and many of them generate huge commissions for the advisor. But Jonathan Clements, a financial columnist I respect, has recommended immediate fixed annuities as part of an investment portfolio. His logic and numbers make sense to me. I had initial talks with an advisor …
Have all the recessions for the past 50 years started during Republican presidency?
I was looking at a list of US recessions on Wikipedia (https://en.m.wikipedia.org/wiki/List_of_recessions_in_the_United_States). It looks like every recession since 1973 has come under a Republican presidency. In the past 50 years, has there been a recession that started during a Democrat administration? Tariff recession: trump (R) Covid 19 recession: trump (R) …