Posts
If you suddenly received $100,000 today, would you invest it all at once or spread it out over time?
I recently found myself thinking about a scenario that comes up surprisingly often. Someone receives a large inheritance, sells a property, exits a business, or simply accumulates a significant amount of cash and suddenly has a six-figure sum sitting in their account. The data generally suggests that investing a lump …
The Next Big AI Trade May Be in Drug Discovery
Sanofi just signed a new multi-year AI drug discovery deal with Owkin. The goal: Build AI-powered “biopharma agents” that can support drug discovery and development from early research through clinical trials. This is not an isolated deal. In 2026 alone: Sanofi partnered deeper with Owkin for AI drug discovery. Bristol …
How can I invest in gold?
As probably many of you are, I am starting to worry about the AI bubble. Therefore I am thinking to convert most of my SP500 positions to Gold. I understand you can either buy physical gold or invest in Gold ETF. Personally, I prefer to manage my investments in fidelity …
I'm 34 with $50k in savings. Need Help/Advice.
I'm 34 with $50k in savings, am I doing okay? The good news: I just got a promotion and will be making $200k/year going forward. I'm planning to save about $3k a month from here on out. Are there any success stories of people who started getting serious about saving …
AgiBot shipped 10,000 humanoid robots and barely anyone covered it
A Chinese robotics company called AgiBot hit 10,000 cumulative units shipped on March 30. Morgan Stanley estimates global humanoid robot shipments in 2025 were between 13,000 and 16,000 total, with China making about 90%. Unitree grew 2025 revenue roughly 335%. 60% gross margins. UBTech got its Walker S2 into mass …
Merrill Edge hasn’t credited cash-in-lieu after ETF reverse split (over a month later). What can I do?
I’m running into a frustrating issue with Merrill Edge and wondering if anyone has advice. On May 5th, the GOVZ ETF underwent a 4:1 reverse split. At the time, I held 2.07 shares in my Roth IRA. Based on the split, that should have been reduced to 0.51 shares. As …
Are retail IPO allocations mostly the deals institutions don’t want?
I’ve been thinking about IPO offerings and how shares are allocated. Is it reasonable to assume that the most attractive IPOs are largely bought up by institutional investors before the general public gets much access? In other words, when retail investors are offered IPO shares, is that sometimes a warning …
For those investing in S&P 500 ETFs (VOO/SPY/IVV), how have your returns been?
Looking at S&P 500 ETFs such as SPY, VOO, and IVV, the long-term average returns seem to be around 10–12% annually. ​ Given that many investors aim for higher returns, what makes these ETFs so popular? Is it mainly the lower risk, diversification, consistency, or something else? ​ Interested in …
Commenting period is open for SEC rule S7-2026-15 to change quarterly reporting to half-year.
You can go to the SEC.gov website or simply Google "SEC rule S7-2026-15" to show a link to click on to post your comment to the SEC concerning this. My own opinion is that the burden for large companies to submit quarterly reports is low because they already have software …
How much should i invest into my 401k/457b as a 32f with 130k salary?
Additional info that is important: Due to other life factors I am getting started late with saving for retirement. I have a massive pile of graduate loans from two degrees that I am currently working towards pslf in 10 years (healthcare worker for hospital System). I am on income based …