Posts
How can I optimize my situation?
[ ] 26, income of ~$93k [ ] Debt free; own my used car (~7k-8k in value) [ ] ~6 month EF ($13500) in HYSA [ ] HYSA (8,291.43) for car maintenance + future car SF [ ] 401k - $32779.72 currently vested, 2065 Vanguard target date fund [ ] …
Suggestions on finding funding for The Maine Candle Factory, my business, even though I'm not earning 50k yet
Hi. Any suggestions on finding funding to grow my new business? I started making candles about one year ago. I lost my job and have tried to split my time between interviews, driving to new jobs, and testing my candles and learning every technique here or there. I've found my …
What is everyone doing investment wise about economic uncertainty?
Context: mid 40’s, self-employed, homeowner. I’m very financially literate, but took my (investing) toys away years ago when I proved to myself I wasn’t beating the market. I now invest primary through Wealthfront, and at the start of the year my risk was set at 10/10. I’ve been steadily ratcheting …
Question for 20 year old investor
Hello, I recently dropped my financial advisor. I have right around $100,000 to invest—that’s all of my money besides $5,000 in a HYSA. If I invested 70% in VOO and 20% in VXUS, what should I put the other 10% in? Is this a good strategy, or does anyone have …
History of U.S. Bear vs Bull Markets
The data shows that bull markets last longer than bear markets. [https://www.uidaho.edu/-/media/UIdaho-Responsive/Files/Extension/county/Latah/finance/history-of-bull-and-bear-markets.pdf?la=en&hash=3FE66B60665F69ABF4A8CAEF3383C805F868ED0F](https://www.uidaho.edu/-/media/UIdaho-Responsive/Files/Extension/county/Latah/finance/history-of-bull-and-bear-markets.pdf?la=en&hash=3FE66B60665F69ABF4A8CAEF3383C805F868ED0F)
Bitcoin Ecosystem Investing: Final Hours + What We've Learned
Thunder Funder, an investment platform which *allows anyone to purchase equity in early-stage Bitcoin startups*, will be concluding our first two offerings for [Joltz](https://invest.thunderfunder.com/offering/joltz/) and [Orange Pill App](https://invest.thunderfunder.com/offering/opa/) at the end of the day today. Both offerings have exceeded their minimum funding goals. Along the way, we’ve learned a great …
Need Help with My Investment Strategy
Hello Everyone, This is my first post here and I'm looking for some help. I am in a very lucky position to be where my mother has a high income and wants to start investing. She has never invested until she gave me 100k two years ago to start investing. …
A company I bought stock in is awarding preferred shares to common stock holders
I’m totally in the weeds with this. Basically this medicinal marijuana company I bought stocks in started buying up a bunch of crypto and renamed itself in the process. As a way to celebrate their rebranding and acquisition of assets, they announced a special dividend of one preferred share for …
29 Y/O Looking for Advice on Roth IRA allocations
Hi everybody, After starting my career a little bit later, I am looking for advice on ETF allocations for a 29 year old. I currently have about $12K in my Roth 401k and $4k in my HSA, but I'm looking for advice on how to approach ETF allocations in my …
Resources for investing for beginners?
Hi all. I’m 26M, pretty ignorant when it comes to investing and saving for retirement. Can anyone offer good resources like YouTube videos that explain all the terms and break things down easily? I’ve opened a Roth IRA and put $200 into FXAIX (I think it’s the s&p500?) based off …