Posts
28 y/o with $955 in Fidelity IRA
Hello! I have saved up some birthday and Christmas money and put it in my first Roth IRA on Fidelity. I make a very modest income and I am 28. Low expenses. I have been planning on putting 60/40 in FZROX and FXILX. My question is, should I go ahead …
Has anyone transferred brokerage assets between accounts under different citizenships?
I’m in a bit of a unique situation and would love to hear from others who’ve dealt with this. I have dual citizenship and opened brokerage accounts in the U.S. with two different brokers under each of my nationalities: * My TradeStation account was opened using my Moldovan citizenship and …
Is it the time to invest?
I am 19 and studying a mechanical engineering degree. I am **debt free,** living at home and my uni debt is thankfully going to be taken care of by my parents. I work part time at an engineering firm and have **$25k** total at the moment. **I am looking to …
Top AI Stocks to Watch in 2025
As we move further into 2025, artificial intelligence (AI) is becoming increasingly integral to a wide array of industries, from healthcare to autonomous driving and finance. With AI revolutionizing everything from business operations to consumer experiences, many investors are turning their attention to AI stocks. As AI technology continues to …
Building a $2,000/month REIT portfolio for retirement — Feedback welcome!
I’m planning to invest $2,000/month into REITs using IBKR. I want a mix of dividend income and long-term growth, with a focus on USD income. Here’s the portfolio I’m considering: • VNQ – $500/month (broad REIT ETF) • O – $400/month (monthly dividend king) • WPC – $300/month (global commercial) …
Investing in Germany (DAX) as an American
I am looking at possibly investing some in Germany. I looked through a couple different ways to get exposure and and looked through the DAX composition and performance and this seemed satisfactory to me, but I have some questions about what is the best way to invest in DAX as …
Will money market accounts, such as Vanguard's VMFXX, remain safe and stable?
Given everything that's going on, my wife has been pressing me to decide whether we should continue holding all of our liquid savings in Vanguard's VMFXX fund. It's a fair question. Currently, nearly six figures—about 70% of our liquid assets—are invested in VMFXX. While I'm not overly concerned at the …
Hot take: tariffs aren’t the primary driver of the current market selloff
If tariffs were the main driver of the recent market volatility, you’d expect tariff-adjacent names to be the hardest hit. But that’s not the case – instead, the biggest decliners have been the high-beta, speculative tech names that are mostly IMMUNE from tariffs because they don’t sell physical goods. The …
Future of VTI(long terms aspects)
What is the future outlook of VTI, y’all think? I currently have a 40 year time period, just started investing at 24. I hold a mix of VTI/VXUS currently. I’m wondering whether or not i should continue DCA, or if there’s other factors in play. Could the US be looking …
Seeking advice on ESOP transfers
Here’s a quick background…I work for UPS and have 9 years worth of esop stock at what I believe is a 5% discount. I’ve stopped purchasing this via payroll deduction roughly a year ago and have 2/3 of the shares (423b shares) available to be sold/withdrawn/ transferred etc. After 9 …