Posts
Gainbridge Fast Break Non-taxed Deferred Annuity
I'm looking for a CD for my mom. She needs low-risk since she is older. There are your standard CDs with the rates at about 4.5. But then there is Gainbridge Fast Break Annuity 5.75%-5.8% for over 100k. She's over 60, so there would be no penalty for withdrawing it …
Odds of the market crashing again on Friday?
Me thinking another 800-1200 drop on Dow, 400-500 on S&P and just make it another 1100 to the downside for Nasquack, what leads me to think this is the market is bearish big time and bonds are no longer a safe haven. Heck earlier today they were talking about buying …
Permanent Portfolio PRPFX
An approach to reduce dollar assets ? Strategy The investment seeks to preserve and increase the purchasing power value of its shares over the long term. The fund allocates its assets as follows: 20% of its assets in gold, 5% of its assets in silver, 10% of its assets in …
Need some advice about URTY.
I am very inexperienced when it comes to investing. I purchased about 20 shares of URTY today, and I probably shouldn't have. I really didn't understand, and I'm worried I am only supposed to keep it for a day and sell the same day. I thought I was just buying …
Gold Hits Record Highs as Trade War Intesifies
https://www.reuters.com/markets/commodities/gold-prices-climb-over-1-trump-hikes-china-tariffs-2025-04-10/ Since there is little in the way of actual investing discussion going on these days. What are people's thoughts on Gold? Who saw this coming and whos actually allocated some funds to gold?
Switching From Fidelity to Vanguard
So, I recently moved my Roth IRA from Fidelity to Vanguard. I have 36,302 in a Fidelity Freedom 2040 fund. I wanted to sell it and buy Vanguard's 2040 fund, as the expense ratio is much better. I will wind up saving $5,000 in fees over the next 10 years …
Just turned 18 and want to invest, help
I just turned 18 and I want to start investing. Not sure a lot about it, but I want to be set for the future. I currently have a part time job and get paid biweekly around $140-$200 per paycheck (I’m a student). I’m comfortable investing $10 per week or …
I need a reality check. The overall point of a business is to turn a profit, right? It's to make more money than you spend.
I'm in tech but my views on business were really shaped by the books I read when I was in my twenties, as well as this subreddit. As a result, I've developed kind of an old testament approach to evaluating businesses. To be considered a business, you must make at …
Why aren’t there more apps that track both traditional investments and crypto in one place?
Usually, you either get apps that only focus on tracking traditional assets like stocks and banking information, or apps that are designed solely for monitoring your crypto portfolio—but not both. It’s surprising that there aren’t more platforms that offer a unified view of all your investments in one place. With …
Short term CDs and the 10yr T
My credit union is offering short term CDs at basically the same rate of the current bond rate (4.28% over 9mo). I assume they take my CD funds and buy 10yr T, and just cash me out early with *slightly* a lower rate, and profit. The US admin indirectly, IMO …