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Daily Crypto Discussion - July 12, 2026 (GMT+0)

REDDIT / AutoModerator / Jul 12, 2026

**Welcome to the Daily Crypto Discussion thread. Please read the disclaimer and rules before participating.** # Disclaimer: Consider all information posted here with several liberal heaps of salt, and always cross check any information you may read on this thread …

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Down again this evening, FFS

REDDIT / United-Swan-3288 / Jul 12, 2026

So i'm on edge here everyone. bought it march, just under 70k. guy on youtube said it couldn't go any lower and all the news articles all said 100-200k this summer. figured it would be cool to make a couple …

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Swap XRP for what for retirement?

REDDIT / Ok-Scientist-391 / Jul 12, 2026

Got into crypto recently and opened an IRA through iTrustCapital and started filling a cold wallet with XRP. I have probably 5,000 shares of XRP and $2000 split between SOL, LINK, HBAR, ETH, BTC, XLM, and flare. The more I …

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Would you trust markets created by independent creators?

REDDIT / Actual-Ad2198 / Jul 12, 2026

I’m researching a creator-led model for event markets. Instead of creators only promoting an existing market, they would define the question through a structured template, provide the required parameters, and attach a clear resolution source. The platform would standardise the …

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Will people even know they're using stablecoins 5 years from now?

REDDIT / KitchenPreference287 / Jul 12, 2026

Most users don't think about payment rails today. If stablecoins become mainstream, do you think people will even realize they're using them, or will they just become part of the background? Is the recent attention around OpenUSD a sign of …

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