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Daily General Discussion and Advice Thread - August 11, 2026

REDDIT / AutoModerator / Aug 11, 2026

Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here! Please consider consulting our FAQ first - …

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Are bonds/fixed income really required for someone approaching retirement?

REDDIT / chadly117 / Aug 11, 2026

Trying to help a relative with some retirement planning. The traditional advice you see everywhere is to allocate more and more of your portfolio towards bonds/fixed income as you approach retirement. Often the end goal is something around 40-60% being …

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Gold and silver running lately - time to get on board?

REDDIT / Prize_Force1979 / Aug 11, 2026

Gold and silver have made a nice run in the last week or so. With all the geopolitical things happening, is now a good time to invest in these commodities? I don’t know quite how to interpret all of this, …

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From -40% to Alive Again: My Palantir Rollercoaster

REDDIT / latebloomer29 / Aug 10, 2026

Bought PLTR last year with one simple rule: hold for 2 years, check occasionally, don’t panic. Then early this year it cratered from $200 to $120 and I felt every single point of that drop. Some days I didn’t even …

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Backdoor Roth navigation question.

REDDIT / RadioRoyGBiv / Aug 10, 2026

I want to make sure I am understanding the rules of a back door Roth. Am I correct is saying my traditional, simple and Roth IRA balances all have to be at zero to do a backdoor Roth? I ask …

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