Hello guys I have a question regarding my thesis on FICO
I'm trying to understand whats the situation with U.S mortgages and rent prices.
Do you feel as normal people in America that VantageScore is helping you guys getting good mortgages and hopefully buy a house someday?
or...
VantageScore is'nt really helping you, people dont want to sell their house because of the low intrest rate backed mortgage they have got in 2022, and keep housing prices at sky high level and wont sell their current house because of the big intrest rate now?
And a question for the renters here, does your landlord keep rasing the rate overtime? and it maybe because of intrest rates? do you wish to buy a house someday? do you think you'll be able to do so in the coming future?
Honest answers will be much appreciated!!