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REDDIT

Stocks will always end up going up because Americans retirements are tied in the market.

A
Oct 6, 2026 · 16:48

I've been talking to coworkers about impending doom or another crash in the market. We've seen time and time again that the market may dip or enter a correction, but I feel like we're on a ride that only goes up in the long run.

Every week, millions of Americans have direct deposits from their paychecks, as well as their employers dumping money into their retirement accounts. Be these 401ks (16% of the market) or IRAs and Pensions (30-40%). 37% of the market is owned by retirements that have continuous cash flow pumping in there every week. How can the market crash if we keep flowing money in there?