Hello valueinvestors,
When we asked individual investors their biggest constraint to making well-researched, regret-free investment decisions the clear answer was *time*. We don't have the luxury of employing teams of equity analysts, bloomberg terminals and algorithms to make these calls.
Wanted to introduce you to a free investment tool called Rumi my cofounder and I are working on to make stock research so fast and easy that you'll fall in love with the process. Our core mission is to make it super simple, jargon-free and easy for individual investors to outperform the market.
**Note:** All links we're sharing are free, you don't need an account to use Rumi and we don't even have a way to accept payments. Some features inherently require a free account - like email alerts - but most of it is open for all.
# Company overview report / tear-sheet
Compresses 2-years of financial data (think income/balance sheet/cashflow statements), SEC filings (10K/10Q/8K), news and earnings call transcripts into a short, visual and jargon-free report. Read in 15 minutes what would've taken 5+ hours of research.
* Nvidia: [https://getrumi.app/insights/NVDA](https://getrumi.app/insights/NVDA?utm_source=reddit&utm_medium=post_2&utm_campaign=launch_2&utm_id=1)
* Nike: [https://getrumi.app/insights/NKE](https://getrumi.app/insights/NKE?utm_source=reddit&utm_medium=post_2&utm_campaign=launch_2&utm_id=1)
* Wingstop: [https://getrumi.app/insights/WING](https://getrumi.app/insights/WING?utm_source=reddit&utm_medium=post_2&utm_campaign=launch_2&utm_id=1)
For many this is all you need to know about a company. For others it will be the best starting point and give you the questions you need to dive deeper on.
# Thesis monitor
Once you add a company to your watchlist, Rumi scans the market 24/7 for relevant updates and sends you a simple email update to let you know if your thesis is intact or breaking. Don't miss a market-moving event, without spending hours every week on it.
Try here - [https://getrumi.app/discover](https://getrumi.app/discover?utm_source=reddit&utm_medium=post_2&utm_campaign=launch_2&utm_id=1)
The only thing we're asking for is feedback. What worked for you? What didn't work? What would make it better? We want to build something that's genuinely valuable to this community and helps you build your financial future.
[getrumi.app](https://getrumi.app?utm_source=reddit&utm_medium=post_2&utm_campaign=launch_2&utm_id=1)
Thanks,
Irfan
=== FAQ ===
# Why did we build Rumi?
I've been investing for over 5 years, but in reality I've been in and around capital markets for a long time. My father started a small insurance company that became a well-run large public company (unfortunately he died before seeing any of it). I also have a finance degree and work at a capital markets technology company.
On paper this should all be working in my favour - but in reality I found my biggest constraint is time. When I asked around I found most individual investors are like me. They simply don't have the time, team or tools to invest in the way institutional investors can.
Another gripe I have is that most financial products are built to either transfer the complexity on us completely (think tradingview), or take away control completely in return for mediocre returns (think big bank financial advisors).
We are given a choice of bad options, so the odds are stacked against us. We are building Rumi to rebalance the odds in our favour.
# Why not drop in transcripts or financials directly into another LLM?
You definitely can, in fact I did for many months until realized I'm in a modern drone war with a knife in hand. Everyday investors just don't have the time or a team to do this consistently and effectively. The result is worse decisions and lower performance.
# How do we make sure it's not generic AI slop?
We use AI heavily where it's strengths are, in our case to synthesize a large amount of data into simple, investor friendly content. But it's logic - that is the "thinking" layer - is strictly guided by best-practices and instructions we hand-curated for value investors.
