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REDDIT

Bitcoin Just Entered the American Mortgage System Without Being Sold.

S
Aug 26, 2026 · 14:36

**Bitcoin just entered the U.S. mortgage system.**

And the wild part?

**The borrower didn’t have to sell the Bitcoin.**

BTC became collateral.

The house got financed.

The Bitcoin exposure stayed intact.

This is bigger than “buying a house with Bitcoin.”

It’s Bitcoin evolving from an asset you own into **monetary property you can borrow against**.

That changes the game.

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