I’m ETF heavy, with 20/30% HYSA+SNAXX, but I’ve never actually purchased proper bond exposure. Nearly my entire investing life the yields have been non-existent. With the rates inching up, and being mindful of inflation, etc…
I’m trying to figure out when I’d pull the trigger, if ever.
Current state of affairs, I’ve thought 6-7% range and I’d start moving.