Your Bitcoin Has a Credit Score Now: How to Check Your UTXOs Before an Exchange Does.

Your Bitcoin may have a **credit score**.

Not on Bitcoin. On the systems exchanges use to decide whether your coins are “safe” to accept.

**One UTXO might look low-risk.**

**Another might show:**

* mixer exposure
* sanctioned-wallet proximity
* stolen-fund links
* darknet history
* unknown counterparties

**Same Bitcoin protocol. Very different compliance reputation.**

That means your BTC can be **100% valid on-chain**… …and still trigger a review when you deposit it to an exchange.

**The scary part? There is no universal definition of “clean Bitcoin.”**

Different analytics firms can score the same UTXO differently.

So maybe the next step in self-custody isn’t just:

**Protect your keys.**

It’s:

**Understand your UTXOs before an exchange does.**

I broke down the tools you can use, what they actually reveal, and how NOT to destroy your privacy while checking.