I’m curious what other people’s current stock to cash ratio is.
Are you bearish or bullish in the near term?
I’m currently slightly bearish while still investing weekly into all world ETFs and picking stocks that are on discount.
I’m currently 70/30 stock/cash. I was 100% in stock a couple of months ago but it was too risky for me.
Recently sold off some of my winners. Sold Reddit, IBM, Microsoft, and 25% of my Intel shares. Also sold 30% of my ETF holdings.
I’m still holding Oracle, Intel, IBM (bought $233, sold at $300 and bought back again at $200), and META that are somewhat at risk with AI.
My thinking was it’s better to be safe than sorry. With AI being implemented at my job and cost cuts. I don’t have much job security.
Worse case scenario, I hold onto the cash and use it as a down payment for a house or expenses if I lose my job.