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REDDIT

Undervalued Regional Bank Stocks

O
Aug 9, 2026 · 18:45

Are there any bank stocks you hold? Would love to hear the thesis behind them.

I'll start:

\-Capital One (COF): Pretty undervalued here imo, Discover integration is starting to bear fruit, and the whole subprime exposure narrative is overblown imo

\-Bar Harbor Bank (BHB): Small regional bank in New England with strong deposit franchise. 3.6%NIM and ROA 1.3%. Non-interest bearing deposits are 18% of total deposits and increasing