FICO Stock has great fundamentals, buybacks at a literal record high, and VantageScore only has 20% market share after being approved

One thing to note is that when lenders pull FICO score which is still the majority of what people use of course, they can pull VantageScore for free. Are they using both pulls when closing the loan? No.

This was brought up by the CEO during the earnings call. Buybacks being at record highs by a mile means that leadership themselves believe the stock is very cheap, and the stock is down 24% after missing revenue by 1%. Just 1%. If you look at it fundamentally, margins expanded, revenue growth re-accelerated, and looks good

I'm going all in on FICO stock. Yes the risks are real and THIS IS NOT FINANCIAL ADVICE AT ALL I DON'T KNOW ANYTHING COMPARED TO EXPERTS OF COURSE.