do all crypto currencies/sites send a payment verification on your card and ask you to verify the amount?

so ive never done crypto but im looking for a more secure way to pay for things online. i tried btc on moonpay, but i dont currently have a way to verify the amount they send cause the card i have currently for the time being is linked to my moms bank account and shes not the biggest fan of crypto so i need to be able to do this without that type of verification since i have no way to log into the account and verify the amount that was sent.

just seems like a weird way to verify since when ever i input any card in anywhere, that is never a type of verification thats ever been done.