I learned a lot over the last 2 years. A lot of times these companies collapse because they’re diluting, overvalued, and taking on debt while they have other companies taking their market share. Most of spy is overvalued and a mess. With that being said, I still own stocks, but they need to be companies that actually create share holder value and go up. No more Verizon’s, fiservs, or charter. I need to see free cash flow consistent growth and low debt. I have picks I like but I don’t want to recommend them because I’m not sure they’ll work out, but if I see a stock at like 10 pe I’m very cautious now.