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REDDIT

Do you expect the PDT rule change to impact you that much?

S
Apr 15, 2026 · 16:14

Personally, I don't. I see it increasing commissions for brokers (duh), increasing the number of inexperienced/undisciplined traders who lose money, and just not making that much of a difference for the people who have been doing it for a while.

I only use one account for day trading, and it's composed mostly of around $10K of SGOV "ballast", $20K-$25K of my bull call spreads, and typically around $5K of "play money" I use for day trading.

Do you anticipate more day trading in any of your smaller accounts due to the change?