BTC reclaimed $70k then instantly dumped under $69k - buy now or wait for the $40k crash?

So... BTC just reclaimed $70k and already slid back under $69k. I'm kinda overwhelmed by all the conflicting stuff out there and just trying to figure this out for myself. I'm not Saylor, so obviously don't have millions to stack every week - I can only put in what I can actually afford without it hurting. And while "Just DCA bro" is solid in theory, I still gotta decide when to actually start buying more. Not trying to perfectly time the bottom, but if there's a real chance of another decent dip in the next month or two, holding off and buying cheaper later makes sense.

One thing I keep going back and forth on - would it even make sense to just go all-in at current prices? Worst case if the bears are right and we get a big drop, I could potentially borrow against my BTC on Nexo to buy more at the lower price and bring my average down. But I honestly don't know if that's a reasonable strategy or just cope to justify buying now.

Basically it comes down to this - lots of people on X are convinced we're heading to $40k for one final flush before the real recovery. Lots of others think $60k is the absolute floor and anyone waiting for lower is going to miss the entry entirely. Both camps have people I respect making the argument.

The thing I can't get my head around is whether the old 70-80% crash logic even applies anymore with this level of institutional involvement. Saylor alone is buying hundreds of millions every few weeks. Does that change the floor or does it not matter when macro forces take over?

Just looking for honest takes on what you're actually doing right now and why. Not after financial advice or moon predictions - just real reasoning from people who've thought it through.