I have $72.5k in an Amex HYSA, $47.5k in stocks (GOOGL, AVGO, AMZN, NVDA, TCEHY), $7.5k in a Roth IRA (VOO, VXUS), and a few thousand in crypto (BTC). I try to keep around 10k min in my bank account between paying off loans and expenses.
I realize my investments are all in tech and therefore risky. Would it make more sense to diversify and invest more into stock or have a safety net with higher risk stocks?