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REDDIT

FOMO: Need advice

L
May 28, 2026 · 16:04

After reading countless comments in this thread, I took the advice of lump-sum investing and invested close to 175k at once (vti 55%, qqq 15%, vxus 10%, ita10%, ibit5%, iau5%). In a couple months my I saved another 30k that I can invest. This time, since my portfolio was down and recovering, I thought I would DCA and throw in 5k at a time and invested 5k. But my portfolio has been growing constantly since. I am now 14k in profit overall. But I am still holding the 25k cash in my brokerage account. I feel like I am missing out but also scared to invest when my portfolio is so high. Please help me make up my mind!