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REDDIT

Keep on trading or withdraw for now with 20k in hand

N
May 25, 2026 · 02:03

I have about 20k CAD in savings right now and just started credit spreads 3 months ago.... major loss was around 3k which would have been okay if I let it expire naturally but I closed early and booked a loss. Now I am in need of some money starting july around 1.5k monthly for at least a year and I also work side by side earning about 3k. I mostly do credit spreads in spx used to do ndx too but its volatility is not good for my heart tried a lot of different things like 0dte , taking trades in the last half hour weekly and it has been going okay so far. If I continue like this I am 80 percent sure I can make around 300-400 weekly using 13k. Now should I continue doing it or withdraw that amount and use it for whatever I need it for. Is it worth the risk to put up 13k for 400 weekly.