I inherited a small IRA and am trying to improve performance. Among the holdings are ABTYX, CSAIX, FIHBX, and WACSX. All of them look shaky over the past 5 years. Zacks rated all of them as sell or strong sell, but Reddit has also advised me that Zacks is a bad info source for value investing. If I did sell these holdings, I would reinvest the cash in VOO / SCHD / DGRO, spiced with VXUS & BND. Worth it to cut my losses here?