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XEQT vs VFV and VDY

L
Jun 13, 2026 · 04:02

Hello everyone,

I’m here to build my portfolio! I’m currently in Canada and exploring investing in CAD. As a couple, should we open one account or invest in separate ones? For example, if we each put $200 in one account, we’d have $400, which might be better than investing individually.

I have $1000 ready to start. I’ve narrowed down my options to XEQT, VFV, and VDV. Which of these do you think is the best long-term investment? I’m leaning towards XEQT because it provides exposure to the entire market. If I buy both VFV and XEQT, the companies will overlap. I’m a beginner, so whatever I said might sound naive. But please help.

Thanks in advance for any replies!