I've got $500k in VOO right now, I've had it in VOO since Oct 2024. I know people say time in the market beats timing the market but I feel we have some decent dips in some areas that maybe I need to take more risk with the $500k. If I leave it in VOO I won't be able to retire off it for another 13-15 years (barring any big market crash) if I need it to turn that into to $2M. That's not too appealing for me because I have a job with a pension, a 401k (its actually the TSP) with $450k in it and each year more I stay, it makes less sense to leave early since I can retire with health care and a better pension payout. Therefore I'm thinking the sooner I can make that $500k turn into $2M the more appealing it is to retire early and leave my federal job. If I lose it all I could also just keep working and my quality of life won't change and I still have $450k in my TSP.
I'm thinking RKLB or possibly even RKLX is a good place to put it and leave it for the long term (2 years) This is kind of stupid for me to do right? What about MU or MUU? That's even crazier right now, especially if I were to go in with $1M total if I do $500k on margin... that seems way riskier but gambling in a stupid way?...
What would you do with $500k?