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REDDIT

Income threshold to stay within 15% capital gains

N
May 8, 2026 · 17:08

Google says:
"In 2026, you can stay within the 15% long-term capital gains tax rate if your total taxable income (including the gain) is up to **$545,500 for single filers** or **$613,700 for married filing jointly**."

Our joint income last year was $200k. Does the $613,700 threshold INCLUDE the $200k? I'm trying to figure out how much long stock I can sell, and stay within the 15% capital gains tax rate. The way I read it, the $613,700 INCLUDES our other income. Just want to be sure before I give Uncle Sam an extra 5%.

TIA