Y'all Seeing this? Major financial institutions anticipate a "dismal" or lower-return decade

So was banking on the 7-10% assumed return standard we've been lucky enough to of had but when doing some research today it looks like projections are not quite that for the next decade.

Have any of y'all seen this? What are your thoughts?

Next 10 year projections suggest a much lower annualized return ranging 3% - 7% compared to the 10-15% we saw in the last decade.

**Key 10-Year Market Projections**

* **Moderate Returns:** Major financial institutions anticipate a "dismal" or lower-return decade, 3%–6.5% range.
* **Goldman Sachs & Others:** 3% to 6.5% annual return for the S&P 500
* **Vanguard Outlook:** U.S. equities will likely return 3.9%–5.9% annually over the next decade.
* **Schwab Forecast:** 5.9% nominal return for US large-cap stocks.