My bank won’t allow me to buy crypto. I asked a manager of a different bank and he said it’s hot or miss on buying crypto. I’m in the US (Illinois).

I tried to buy xrp on Coinbase and the transaction was declined. I got a notice from my bank (BMO) to confirm and I confirmed but I still got declined when I tried again. I went to the branch and they said BMO doesn’t allow crypto purchases on the internet because of the risk. I then asked a manager at Bank of America and he said it’s hit or miss and some customers can buy crypto and some get declined.

What would you guys do in this situation?