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REDDIT

The cost of replacing SAAS with AI

F
Apr 11, 2026 · 03:25

Not really a tech guy, so I’m hoping someone familiar with enterprise AI cost structures can help me out.

I’m currently on Claude’s $200 plan, mainly for coding and research. I regularly hit the token limit and have to wait 4 hours for the next session to reset.

Let’s say an HR department is currently running 3–4 separate software tools (ERP, payroll, timesheets, etc.). How many tokens would it roughly take for AI to fully handle those same tasks?

At what point does the cost of using AI become so much higher than running standalone SaaS tools that the traditional software ends up being the cheaper (and better) choice? In other words, will AI actually be able to replace SaaS in this kind of scenario, or will the token costs make it impractical?