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REDDIT

Stocks over ETF’s

E
Apr 2, 2026 · 09:55

Hi All, currently I’m 22 and have been contributing to my Roth IRA for 3 years now buying mostly VOO and SCHD and just assumed I would do that until retirement. I know this is the safe strategy so I was wondering if anyone buys individual stocks in there IRA and if you do what stocks do you own? (Mag7, commodities?) Being so young I anticipate being set with my current strategy but obviously I want to maximize my returns.