I'm currently living off my portfolio.. and I have a large capital gain in the first quarter of 2026.. I pay quarterly estimated taxes.. so presumably I'm gonna pay what I owe for the gains I made this quarter... I have some unrealized losses.. should I realize those losses to lower the estimated payment I have to make on apr 15?
Does anyone else have uneven income through out the year like me, and does it make sense to tax loss harvest early in the year?