I am considering joining my company’s ESPP and am curious about what others think. The deal:
* You can invest up to 10% of your salary to buy shares at market price.
* After 1 year of holding, you get 1 free matching share for every 2 you bought, as long as you're still employed.
* In Germany, the matching shares are tax-free up to €2,000 per year.
It seems like free money but are there any risks or downsides I should consider?