The dollar amounts listed here are not my actual investments; they are simply placeholders to illustrate my monthly allocation percentages. I would appreciate any suggestions you have regarding this setup.
|**Ticker**|**Asset Class / Description**|**Allocation**|**Weight (%)**|
|:-|:-|:-|:-|
|**SPSK**|Sukuk (Halal Fixed Income)|$80|**25.4%**|
|**SPUS**|S&P 500 (USA Large Cap)|$40|**12.7%**|
|**GLDM**|Gold (Defensive)|$40|**12.7%**|
|**SPRE**|Real Estate (REITs)|$40|**12.7%**|
|**SPTE**|Global Tech|$35|**11.1%**|
|**SOXX**|Semiconductor ETF|$35|**11.1%**|
|**SLV**|Silver (Defensive)|$20|**6.3%**|
|**UMMA**|Global ESG/Sharia|$15|**4.8%**|
|**SPWO**|World ETF|$10|**3.2%**|
|**Total**||**$315**|**100%**|
I included SPRE and SPSK because I want to park money in the short term. However, if I remove those two and only look at my other holdings, the portfolio feels too tech-heavy. My goal is to buy a house within the next five years or as soon as my net worth allows primarily by utilizing growth stocks. I am currently 20 years old
|**Ticker**|**Asset Class / Description**|**Value**|**Weight (%)**|
|:-|:-|:-|:-|
|**SPUS**|S&P 500 (USA Large Cap)|$40|**20.5%**|
|**GLDM**|Gold (Defensive)|$40|**20.5%**|
|**SPTE**|Global Tech|$35|**17.9%**|
|**SOXX**|Semiconductor ETF|$35|**17.9%**|
|**SLV**|Silver (Defensive)|$20|**10.3%**|
|**UMMA**|Global ESG/Sharia|$15|**7.7%**|
|**SPWO**|World ETF|$10|**5.1%**|
|**Total**||**$195**|**100.0%**|