Hi, I have a HELOC from a few years ago when we thought renos were imminent. It's looking like it'll happen this year now. I'm afraid of the long end of the curve shooting up in the next several months. I could currently borrow $100k / 20yrs / 6.32%. If I wanted to lock that in and could invest it in something that yields more but is steady(ish) then I'd be set while I wait. So my question is do you think this is wise? What do you feel is the safest 6.5-7.5% yield I could get? I've looked at JEPI, VZ. I'm sure there's a bunch of options but what do you think and is it even worth it? Again, I'm afraid of the long end spiking and the rate shooting up later this year. Thanks!