for starters, im not well versed jn crypto.
my buddy has been telling me of SWIFT, ISO20022, HBAR, XRP are going to become the new middle ground for transfering currencies in the digital world or something.
Could someone please give me a rundown on why they believe thats true or total bs? i'm looking to learn before actually investing.
or could somebody point me in the right direction for the info? possible articles, videos, reasons why or why not its true/false and so on.
thanks