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REDDIT

15k to invest

S
Jan 10, 2026 · 12:06

If you had about $15k in cash right now, where would you put it?

Feels like a lot of stuff is pretty overbought at this point, so I’m having a hard time pulling the trigger on anything right now. I don’t love the idea of chasing, but I also don’t want to just let cash sit forever.

If we do get a pullback, what would be your top 3 places to put that money and why? Could be stocks, ETFs, sectors, whatever you’re personally watching.

Just curious how others are thinking about this market and where you see good risk/reward if prices come in a bit.