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REDDIT

What are the advantages of...

F
May 19, 2025 · 22:47

What are the advantages of holding equities in a taxable account instead of a Roth IRA?

Is the only reason to do this to make the money more liquid in case you need it before retirement?

I have some stock in a taxable account but now think I should have put it into the Roth.

Is there any reason to have a taxable account if you have a Roth or 401K?