I’m speak on this personally. I’m 31 and just starting to pay into a Roth IRA and investing in VTI or VOO (not completely sure which I’ll make my main investing to.) if I pay into weekly and if the market goes low that just basically means Ill be buying for cheaper right? Good thing right? I know I most likely wont retire for a long time. Probably 30 years. So why should it matter what the market does in that time? Wouldn’t it really only matter where it is at later in my life? So does it really matter? Or does it only matter depending on what stage of your life you’re in? Why, if you’re young, would you either stop investing, or pull your money if the market is low?