Investment time horizon 35/40 years. What do you think about the portfolio? (Read description)
Is this too much international stocks ? Should I leave VXUS to 20% or 25% ?
Also is 5% enough for bonds at my age ? I’m 25
Thanks
| **Asset** | **Ticker** | **Role** | **Allocation** |
|:---------------------------------------|:----------:|:--------------------------------------------|---------------:|
| Vanguard Total Stock Market ETF | VTI | U.S. large-cap equity | 60 % |
| Vanguard Total International Stock ETF | VXUS | Developed + emerging ex-U.S. equity | 25 % |
| Vanguard Small-Cap Value ETF | VBR | U.S. small-cap value | 5 % |
| Global X Defense Tech ETF | SHLD | Thematic/sector (defense technology) | 5 % |
| Vanguard Total Bond Market ETF | BND | Core U.S. bonds | 5 % |