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REDDIT

Roth IRA consideration

A
Apr 24, 2025 · 02:16

45 years old. Combined household income ~550k. 1.2 million in 401k (I know, I know what you are thinking.... only 1.2 mil because my wife just started working 4 years ago and just recently got a promotion)

The 401k is 100% S&P 500 and will stay that way for next 7-8 years - that's the plan.

Now, as far as my 240k worth of ROTH IRA, it's all in VTSAX

I am considering:

Convert entire Roth IRA into magnificent 7. - equal parts ....And letting it ride.

what are your thoughts on that?