I'm new at the world of investing, and I guess I chose the worse time to do so. While educating myself about this world, I have found that gold is a "fault proof" way of investment during harsh times? Also bonds, are they a good investment for the long run (27 years from now) ? I appreciate any educational help you guys can offer. Please use simple terms. Imagine you're explaining it to a 10 year old :) thank you.