I am sick of all the posts cheering on this freefall . Telling everyone that this some kind of "opportunity." A large swath of Americans DO have money in the stock market via 401Ks. What they DO NOT have is a pile of cash laying around to buy stocks. Just stop. This is decimating millions of Americans. I know many people who are now having to completely recalculate their plans for retirement. Some have lost the equivalent of 2+ years of contributions, along with natching funds. It will take 5 years to recoup the loss in value. So again, please stop trying to gloss this over like we're being done a favor.