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REDDIT

Tax loss harvest during market decline

O
Apr 6, 2025 · 21:57

How do you determine when to tax loss harvest? I bought $40k worth of SCHG, Google, Amazon over the past few months. Thinking about selling and putting it into VTI. Upside: tax write off. Downside: SCHG/VUG explode if Trump pulls something within 30 days and market turns around.

What numbers do you run to determine when to tax loss harvest? I think I know the answer which is just "its a personal decision" as now one knows what the hell is going to happen. I'm down overall $100k from ATH across my entire portfolio so hoping to get some tax benefits.