Agreed? I feel that as a young person if you study history, when you look at the boomers that are rich now, most of them are people that were fortunate enough to still hold on to a job during the past financial crises or recessions. The boomers that lost their jobs and were jobless for a long time ended up staying poor into their 50s and 60s. Having a job even during a recession means you have salary coming in every month and you can buy the dips especially if the market crashes massively. When the market eventually turns around, these people would become extremely rich because they bought a lot of stock cheap and can hold it for a very long time while the stock keeps on going up.