Considering all that's been going on, and will come in the US over the next couple of days/weeks, would now be a good time to buy VTi/VXUS? Prices are dropping, and people are becoming fearful. i am currently 23 and have about 40 years till retirement. Would now be the perfect time to "buy the dip". I understand it is not good to try to time the market, but one must realize when there is good buying times during bad economic times.