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REDDIT

VOO vs VUAA vs VUSA

A
Feb 13, 2025 · 00:18

I'm from Europe, and only VUAA (Acc) is available on the investment platform I use. I can't invest directly in VOO right now.

VUAA shows a forecast about how much money I will have in X years from now if I start investing X amount of money a month. The estimation forecast is more than 50% higher than the same forecast for VUSA.

So, why will VUAA (Accumulating) will bring more money than VUSA (Distributed)? Is it because the dividends are paid instead of being reinvested? If I choose my VUSA investment to have its dividends reinvested, not paid to me, will the forecast be the same as the one for VUAA?

Would you explain the difference between VUAA, VOO, and VUSA? As far as I know, there isn't a difference, as the 3 funds track the US SP500, meaning they are essentially the same. Am I missing something? Will I regret if I invest in VUAA or VUSA instead of directly in VOO?

I need someone to explain this for me.

Thanks.